Four paths, from broke-curious to confident.
Each path unlocks the next. Start where you are — no jumping ahead.
Financial Survival
Budget, bank, borrow, and stay safe.
Building Stability
TFSAs, RRSPs, FHSAs and compound growth.
Wealth Building
Pick stocks, read financials, build a portfolio.
Advanced Systems
Options, real estate, high-leverage strategies.
Three steps. Five minutes a day.
The same loop that makes Duolingo addictive — applied to your money.
Pick a path
Start at Survival. Each path unlocks the next as you master it.
5-minute lessons
Bite-sized reading + interactive widgets + a quick quiz.
Grow your tree
Earn XP, keep your streak, watch your knowledge tree mature.
A learning loop built to keep you coming back.
XP, streaks, achievements and a tree that grows with you.
XP & Levels
+10 XP per right answer, perfect-quiz and daily-streak bonuses, fast early levels.
Daily Streaks
A flame for every day in a row. Don't break the chain.
30 Achievements
Budget Boss, Centurion, XP Legend — earn them all.
Knowledge Tree
Seed to ancient oak — 11 stages of visual progress.
Built for Canadian wallets.
We don't repackage U.S. personal finance. Every lesson is grounded in the accounts and rules that actually apply to you.
- Canadian tax brackets and contribution limits.
- Real-world TFSA vs RRSP vs FHSA trade-offs.
- Scam awareness based on actual CRA fraud patterns.